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Terms & Conditions

Please read these terms carefully — they govern your use of our website and the SMS communications we send.

Acceptance of terms

By accessing or using the Curtis Caster Insurance website (the "Site") or our services, you agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree, please do not use the Site or our services.

Services described

Curtis Caster Insurance is a licensed insurance advisory firm offering personal and commercial coverage placement, policy structuring, claims advocacy, and ongoing renewal review. Information on this Site is for general informational purposes; actual coverage, terms, and pricing are subject to underwriting and the policy contract issued by the carrier.

SMS Terms of Service

Curtis Caster Insurance offers SMS communications for customer support, service updates, and appointment reminders.

Opt-In: By providing your number and opting in via our website or text, you agree to receive SMS messages from us. Opt-Out: Text "STOP" at any time to unsubscribe. You will receive one final confirmation message. Help: Text "HELP" for assistance or email curtis@ccasterinsurance.com. Cost: Message and data rates may apply. Frequency: Message frequency varies based on your interaction. Privacy: View our Privacy Policy.

Sample messages

  • "Hi {Name}, this is Curtis Caster Insurance confirming your policy review on {Date} at {Time}. Reply STOP to opt out, HELP for help."
  • "{Name}, your auto policy renewal is ready for review. Reply YES to schedule. STOP to opt out."

No-sharing of opt-in data

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All categories described in our Privacy Policy exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

User responsibilities

When using the Site or our services, you agree to:

  • Provide accurate, current, and complete information when requesting a quote or contacting us;
  • Use the Site only for lawful purposes and in accordance with these Terms;
  • Not interfere with the security or operation of the Site, attempt unauthorized access, or transmit malicious code;
  • Not impersonate any person or entity, or misrepresent your affiliation.

Intellectual property

All content on the Site — including text, graphics, logos, icons, images, and software — is owned by Curtis Caster Insurance or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws. You may not copy, reproduce, distribute, or create derivative works without prior written permission.

Disclaimer & limitation of liability

The Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, express or implied. Information shared on the Site is general in nature and does not constitute legal, financial, or insurance advice for any specific situation; for advice tailored to your circumstances, please contact a licensed advisor.

To the fullest extent permitted by law, Curtis Caster Insurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or in connection with your use of the Site or our services.

Governing law

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws principles. Any disputes arising under these Terms will be resolved in the state or federal courts located in Dallas County, Texas.

Changes to these terms

We may update these Terms from time to time. When we do, we'll revise the "Last updated" date above. Continued use of the Site after changes take effect constitutes acceptance of the updated Terms.

Contact us

Questions about these Terms? We're happy to help.